Louisville Kentucky Mortgage Loan Guidelines
Mortgage Programs 
 | 
Allowable 
Home Use  | 
Max Loan Amount 
 | 
Minimum Credit Score 
 | 
Monthly Mortgage 
Insurance  | ||
Primary 
Second Investment  | 
Primary: 95% 
Second: 90% Invest.: 85%  | 
$510,400 
 | 
620 
 | 
50% 
 | 
Yes, over 80% LTV 
 | |
Primary 
 | 
96.5% 
 | 
$336,700 
KY FHA County Loan Limits  | 
580 
 | 
31/55% 
 | 
Yes 
 | |
Primary 
 | 
100% 
 | 
none 
KY VA County Loan Limits  | 
580 
 | 
55% 
 | 
No 
 | |
Primary 
 | 
100% 
 | 
none 
 | 
620 
 | 
29/45% 
 | 
yes 
 | |