Thursday, October 17, 2013

Kentucky USDA Guarantee Rural Housing 100% Financing Home loans

Kentucky Rural Housing 100% Financing Home loans 

Kentucky usda rural housing LOANS benefits TO BUY A HOME

  • 100% financing available-no down payment required
  • Able to finance USDA’s upfront funding fee into the loan
  • The lowest monthly MI (mortgage insurance) requirement compared to other products
  • USDA allows lenders to offer great terms without requiring exceptional credit
  • There are no prepayment penalties
  • 30 year fixed rate terms
  • 640  minimum credit score needed
  • No bankruptcies or foreclosures in last 3 years for Kentucky Homebuyers. 
  • Seller concessions can be added to appraisal for a no closing costs out of pocket loan
  • All closing costs can be paid by sellers or financed into loan-depending on appraised value
DHI Mortgage Offers 100% Financing!


  • Can be completed without new appraisal
  • Can be completed with limited documentation
  • Must meet tangible benefits for client-assures refinance makes financial sense
  • Available only to current USDA loan holders
  • Allows lenders to offer favorable terms to clients with less than perfect credit
  • 640 minimum score needed for refinance
apply for free online or call or email me with your questions on Kentucky USDA Rural Housing Loans below:
Joel Lobb (NMLS#57916)
Senior  Loan Officer
502-905-3708 cell
502-813-2795 fax

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*

Louisville, KY 40222*