100% Financing Zero Down Payment Mortgage Loans for Kentucky Home Buyers. For the first First Time Homebuyer, I hope you find this website educational and informative, giving you the confidence when buying your first Kentucky Home. USDA, VA, KHC, and FHA loans all offer $0 Down Home Loan Options-Text or Call for your free application 502-905-3708- Email Kentuckyloan@gmail.com
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This Program Summary includes guidelines for the Section 502 Guaranteed Kentucky Rural Housing Loan Program and the Kentucky Guaranteed Loan Program Rural Refinance Pilot. These programs are offered through the Rural Housing Service (RHS), an agency of the U.S. Department of Agriculture. The program offers assistance to low and moderate-income rural residents whose income is equal to or less than 115% of the area median income. It was designed to assist qualifying rural residents with better access to affordable housing finance options with little or no down payment or out-of-pocket costs. Additionally, the Kentucky Rural Refinance Pilot programoffers additional flexibility to borrowers who qualify to refinance their current Kentucky USDA mortgage loan. The Pilot Program is not available in all states.